Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later. To avoid paying interest charges, the entire balance must be paid in full by the end of the promotional period. 

Financing is available on any bicycle purchase. Click here to apply online for the Specialized S- Card (only available for Specialized purchases). For all other bike brands, you'll need to apply in person at the time of your bike purchase. Please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

  • 6 month deferred interest with $500 min purchase
  • 12 month deferred with $1500 min purchase

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 28.99% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.